Payment Terms
Payment Terms and Trade Infrastructure
LML Clothing by Halfwait operates with secure, internationally aligned payment frameworks designed to support independent retailers, department stores, and global distribution partners.
As a vertically integrated Direct to Retail brand, all financial transactions are structured to ensure transparency, production continuity, and institutional trade compliance across our manufacturing network.
Accepted Payment Methods
We support multiple internationally recognised payment structures aligned with wholesale production and global trade operations.
Telegraphic Transfer (TT)
Telegraphic Transfer is the standard payment method across wholesale production.
TT structures may include:
• 30 percent deposit with 70 percent balance prior to shipment
• 50 percent deposit with 50 percent balance upon production completion
• Full upfront payment for ready stock or replenishment orders
Payment ratios are structured based on order scale, production allocation, and partnership maturity.
Letter of Credit (LC)
For large-scale retail programs and distribution partnerships, LML Clothing provides access to Letter of Credit payment facilities through our manufacturing partners.
LC terms support:
• Department store groups
• Regional distribution companies
• Multi-door retail chains
• Container-volume production programs
This structure enables secure production financing while protecting all parties across the manufacturing and logistics cycle.
Secure Digital Payment Gateway
To support modern wholesale ordering, LML Clothing integrates secure payment processing through our verified Stripe infrastructure.
This enables partners to complete transactions safely through digital checkout with:
• Encrypted payment processing
• International currency support
• Automated invoicing
• Transaction authentication
• Secure financial record keeping
Trade Compliance and Global Shipping Terms
All wholesale production operates under internationally recognised Incoterms governing logistics responsibility and cost allocation.
FOB – Free On Board
LML Clothing manages production, export clearance, and delivery to origin port.
Responsibility transfers to the buyer once goods are loaded onto the shipping vessel.
CIF – Cost, Insurance and Freight
We manage production, freight booking, insurance, and delivery to the destination port.
This structure is suited to partners seeking a fully managed shipping process.
EXW – Ex Works
Goods are made available at the manufacturing facility or warehouse, with buyers managing freight and export logistics independently.
Manufacturing and Financial Alignment
All payment structures are underpinned by LML Clothing’s global textiles manufacturing network spanning key regions including China, Bangladesh, India, Vietnam, Pakistan, and Turkey.
These partnerships ensure that all TT and LC transactions operate within internationally recognised trade compliance, production scheduling, and logistics coordination frameworks.
Partnership Flexibility
Payment structures are aligned according to:
• Order volume
• Production category
• Retail scale
• Distribution structure
• Replenishment frequency
Our objective is to provide secure, scalable financial infrastructure that supports long-term retail growth while maintaining manufacturing stability.
Institutional Payment Infrastructure
LML Clothing operates with internationally aligned payment frameworks supporting both independent retail partnerships and large-scale distribution programs.
Telegraphic Transfer payment structures facilitate standard wholesale production, while Letter of Credit facilities are available for approved distribution partners and department store groups operating at container-volume scale.
Secure digital transactions are processed through Stripe infrastructure, enabling streamlined global ordering across all partnership tiers.
• TT payment structures supporting independent retail and distribution partners
• LC trade financing available for large-scale institutional programs
• Financial frameworks aligned with global distribution operations
• Container-volume production supported through secure payment structuring
• Institutional trade compliance across all manufacturing partnerships